What is a voided check?

A voided check is a check that has been marked as "VOID" to prevent it from being used for payment. It essentially serves as a secure way to provide your <a href="https://www.wikiwhat.page/kavramlar/bank%20account%20information">bank account information</a>, such as your <a href="https://www.wikiwhat.page/kavramlar/routing%20number">routing number</a> and <a href="https://www.wikiwhat.page/kavramlar/account%20number">account number</a>, without risking fraudulent use of a live check.

Why use a voided check?

• Setting up direct deposit: Many employers and other organizations require a voided check to set up <a href="https://www.wikiwhat.page/kavramlar/direct%20deposit">direct deposit</a> for payments.
• Automated payments: Businesses may ask for a voided check to authorize automatic payments from your bank account, such as for utility bills or loan payments.

How to void a check:

1. Write "VOID" clearly and legibly across the front of the check in large letters. Use a pen with dark ink.
2. Make sure the word "VOID" covers the key areas of the check, such as the payment amount line, payee line, and signature line, but don't obscure the <a href="https://www.wikiwhat.page/kavramlar/routing%20number">routing number</a> and <a href="https://www.wikiwhat.page/kavramlar/account%20number">account number</a> at the bottom.

Important Considerations:

• Never void a check that has already been written out to someone.
• Keep a record of the voided check for your own records.
• If you're providing a voided check electronically (e.g., a scan or photo), make sure the "VOID" marking is clearly visible.